Effective Date: 01/04/2026

Welcome to our website. By accessing or using our services, you agree to comply with and be bound by the following Terms & Conditions.

1. Nature of Service

We are not a lender. We act as a loan assistance and lead generation platform that connects users with banks and NBFCs for Mudra loan services.

Loan approval, interest rates, and disbursal are solely at the discretion of the respective lender based on eligibility and verification.

2. User Eligibility

By using this website, you confirm that:

You are at least 18 years old
You provide accurate and complete information
You are legally capable of entering into a binding agreement.

3. User Information & Consent

By submitting your details on our website:

You agree to share your information with banks, NBFCs, and financial partners
You authorize us to contact you via call, SMS, email, or WhatsApp
You consent to be contacted even if your number is registered under DND

4. No Guarantee of Loan Approval

We do not guarantee:

Loan approval
Loan amount or interest rate
Processing time

All decisions are made by the respective lender.

5. Third-Party Services

Our platform may include services or links to third-party lenders:

We are not responsible for their policies, decisions, or actions
Users are advised to review lender terms before proceeding

6. Limitation of Liability

We are not liable for:

Loan rejection or delays
Any financial loss or damages
Errors in third-party services

Use of our service is at your own risk.

7. Prohibited Activities

Users must not:

Provide false or misleading information
Use the website for illegal purposes
Attempt to harm or disrupt the website

8. Intellectual Property

All content on this website (text, logo, design) is the property of the website owner and may not be copied or used without permission.

9. Privacy

Your use of the website is also governed by our Privacy Policy.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Updates will be posted on this page.

11. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of India.

12. PMMY Official Contacts

For any queries regarding the loans 

Phone: 1800 180 1111 
Address: SWAVALAMBAN BHAVAN, C-11, G-BLOCK, BANDRA KURLA COMPLEX, BANDRA EAST, MUMBAI – 400 051